Credit Applicant Information
Thank you for your credit application with Calico Financial. Your application may still be under consideration at this time unless you have already been informed of our decision. The following credit disclosures are required by law or regulation and are provided for your information and use. If your
application for business credit is denied, you have the right to a written statement of the specific reasons for the denial. To obtain the statement please contact Calico Financial Attn: Credit Manager 100 North 20th Street, Suite 302 Philadelphia, PA 19103, (215‐302‐3994), within 60 days from the
date you are notified of our decision. We will send you a written statement of the reasons for the denial within 30 days of receiving your request for the statement. In evaluating your application, a consumer reporting agency provided us with information that in whole or in part influenced our
decision. The credit reporting agency played no part in our decision other than to provide us with the credit information about you and is unable to provide you with specific reasons for our decision. If you have any questions regarding your credit report, please contact directly the reporting agency
Equifax Information Services, LLC.
P.O. Box 740256
Atlanta, GA 30348
For Customers in Delaware, New Jersey, Pennsylvania, New York, and Connecticut
Under the Fair Credit Reporting Act, you are entitled to receive a free copy of your credit report from the agency that provided us with the credit information about you, provided you make a written request of the credit reporting agency with 60 days of your receipt of this notice. You may also dispute with the consumer reporting agency the accuracy or completeness of any information contained in your consumer report furnished by that agency.
You have requested business credit from Calico Financial. If this credit is to be secured by a first lien interest in any property that is a dwelling then please note the following: We may order an appraisal to determine the property’s value and charge you for this appraisal. We will promptly give you a copy of any dwelling appraisal, even if your loan does not close. You can pay for an additional appraisal for your own use at your own cost.